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Fedelta Insurance Marketing & Services Private Limited is an IRDAI Licensed Insurance Intermediary Firm with expertise in commercial, personal, employee-benefits and specialty lines of insurance contracts. We are associated with multiple Insurers such as HDFC ERGO General, ICICI Lombard General, Max Life Insurance, Niva Bupa and more We offer end to end service to our clients. We not only help in educating our clients on the various business / personal risks and the appropriate Insurance solutions but also take pride in serving clients post sales and assist them through claims, if any.
Erection All Risks (EAR) insurance provides coverage for the erection and installation of electrical or mechanical plant and machinery. The erection and installation stage provides a large amount of exposure and risk that often may lead to potential loss or damage. This liability falls on the contractor or employer. EAR insurance provides coverages for such situations. EAR policies are designed to cover the risk of loss arising out of the erection and installation of machinery, plant, and steel structures, including physical damage to the contract works, equipment, and machinery, and liability for third-party bodily injury or property damage arising out these operations. Coverage for delay in start-up can be added as optional coverage.
EAR policy provides insurance protection for:
• Erection and installation of plant machinery during the construction period
• Machinery from the commencement of loading for dispatch to site (including transit and incidental storage)
• Defective design and machinery breakdown during testing and commissioning.
• Free issue materials where they are included in the declared values.